Financial service

Term Loan

Medium and long-term finance support for expansion, asset purchase and structured business growth needs.

Indicative eligibilityDocument checklistLender-policy disclaimer
Term LoanBusinesses planning expansion or capital expenditure
AudienceBusinesses planning expansion or capital expenditure
AmountBased on project cost, cash flow and lender assessment
TenureTypically structured around repayment capacity and asset life
01ProfileBusinesses planning expansion or capital expenditure
02Documents5 groups
03StructureTypically structured around repayment capacity and asset life
04Next stepApply with consent

Highlights

Expansion finance planning

Repayment structuring

Documentation and lender coordination

Documents

Business KYC

Financial statements

Bank statements

Loan purpose note

Collateral papers where applicable

Aura Fintec Services acts as a facilitator or DSA where applicable and is not itself the lender. Approval is subject to lender policies, eligibility, documentation, credit assessment and terms.

Common uses include expansion, asset purchase, project needs and long-term business funding, subject to lender policy.

Live loan model

Term Loan EMI Preview

Adjust each driver and watch repayment economics update instantly.

Total interest₹3,04,545
Total payable₹13,04,545
First 12 months amortization schedule
MonthPrincipalInterestBalance
1₹12,576₹9,167₹9,87,424
2₹12,691₹9,051₹9,74,733
3₹12,807₹8,935₹9,61,926
4₹12,925₹8,818₹9,49,001
5₹13,043₹8,699₹9,35,958
6₹13,163₹8,580₹9,22,795
7₹13,283₹8,459₹9,09,512
8₹13,405₹8,337₹8,96,106
9₹13,528₹8,214₹8,82,578
10₹13,652₹8,090₹8,68,926
11₹13,777₹7,965₹8,55,149
12₹13,904₹7,839₹8,41,245

Calculator results are indicative and do not represent loan approval or final lender pricing.

Formula disclosure

EMI = P x R x (1 + R)^N / ((1 + R)^N - 1), where R is the monthly interest rate and N is tenure in months.

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