Financial service

Loan Against Property

Secured finance against residential, commercial or industrial property for business or personal use cases.

Indicative eligibilityDocument checklistLender-policy disclaimer

Loan Against PropertyProperty owners and business borrowers

ProfileProperty owners and business borrowers

Documents4 groups

StructureOften longer-tenure secured repayment structures

Next stepApply with consent

LTV scenario planning

Mortgage documentation support

Balance transfer opportunities

Property title documents

KYC

Income documents

Bank statements

FacilitationCoordination support

DocumentsProfile readiness

Lender reviewPolicy-led decision

Can commercial property be considered?

Many lenders consider commercial property, subject to valuation and title checks.

Can existing LAP be transferred?

Live loan model

Loan Against Property EMI Preview

Adjust each driver and watch repayment economics update instantly.

Loan amountInterest rate (% p.a.)Tenure (years)

Monthly EMI₹21,742

Total interest₹3,04,545

Total payable₹13,04,545

First 12 months amortization schedule
Month	Principal	Interest	Balance
1	₹12,576	₹9,167	₹9,87,424
2	₹12,691	₹9,051	₹9,74,733
3	₹12,807	₹8,935	₹9,61,926
4	₹12,925	₹8,818	₹9,49,001
5	₹13,043	₹8,699	₹9,35,958
6	₹13,163	₹8,580	₹9,22,795
7	₹13,283	₹8,459	₹9,09,512
8	₹13,405	₹8,337	₹8,96,106
9	₹13,528	₹8,214	₹8,82,578
10	₹13,652	₹8,090	₹8,68,926
11	₹13,777	₹7,965	₹8,55,149
12	₹13,904	₹7,839	₹8,41,245

Calculator results are indicative and do not represent loan approval or final lender pricing.

Formula disclosure

EMI = P x R x (1 + R)^N / ((1 + R)^N - 1), where R is the monthly interest rate and N is tenure in months.

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