Financial calculator

Balance Transfer Calculator

Estimate repayment, affordability or savings before starting a formal lender conversation.

Transfer viability

Compare old and new repayment economics before moving an existing loan.

Outstanding amountExisting rate (% p.a.)New rate (% p.a.)Remaining tenure (years)Processing and transfer cost

Estimated net savings₹3,07,227

Current EMI₹34,438

New EMI₹31,669

Break-even time10 months

Include foreclosure, legal, valuation and processing charges before deciding to transfer a loan.